Credit Fix Up

Sidle up to the bar (Lightly Moderated)

Moderator: Dictators in Training

Postby Harrison » Fri May 25, 2007 11:24 am

Tacks wrote:And KH keeps reinforcing his sheer stupidity with every thread.


I sense some common ground here.
How do you like this spoiler, motherfucker? -Lyion
User avatar
Harrison
NT Legend
NT Legend
 
Posts: 20323
Joined: Thu Mar 11, 2004 12:13 am
Location: New Bedford, MA

Postby kinghooter00 » Fri May 25, 2007 11:29 am

i knew i couldnt go a whole thread without some bullshit.
User avatar
kinghooter00
Captain Google
Captain Google
 
Posts: 1316
Joined: Sun Nov 12, 2006 4:02 pm
Location: Venice, Florida

Postby Tacks » Fri May 25, 2007 11:32 am

Harrison wrote:
Tacks wrote:And KH keeps reinforcing his sheer stupidity with every thread.


I sense some common ground here.


Problem is that it comes naturally for him and you. Get a job, pillowpants.

I have to TRY to be as moronic as you.
Tacks
NT Legend
NT Legend
 
Posts: 16393
Joined: Mon Mar 08, 2004 1:18 pm
Location: PA

Postby Xaiveir » Fri May 25, 2007 11:37 am

kinghooter00 wrote:i knew i couldnt go a whole thread without some bullshit.



Hey man, what did you expect after making so many moronic posts when you started. :google: ring a bell? :rofl:


At least you got some tips to dig yourself out of debt! The glass is half full!
Why fight it, i am a Man Whore!
User avatar
Xaiveir
NT Deity
NT Deity
 
Posts: 4380
Joined: Mon May 24, 2004 12:12 am
Location: Olympia, WA

Postby kaharthemad » Fri May 25, 2007 11:42 am

Evermore wrote:
or he'll get charged with kiting and go to the can. either way..


Fuck man the druids in EQ never got charged with it. He should be fine
Image
User avatar
kaharthemad
NT Traveller
NT Traveller
 
Posts: 3768
Joined: Sat Mar 27, 2004 8:47 am
Location: Somewhere South of Disorder

Postby Maeya » Fri May 25, 2007 11:43 am

I like the dollar bill idea. I usually don't carry cash either except for the occasional ones to leave as tips for meals (at buffet type places, for the bus boys). I use my check card almost exclusively, except groceries, gas, and the occasional travel expenses which go on the AMEX to earn points.

Except recently a bunch of wedding expenses had to go on my credit card (like my dress :( ).
Maeya
NT Veteran
NT Veteran
 
Posts: 1309
Joined: Thu Mar 11, 2004 6:56 am

Postby Agrajag » Fri May 25, 2007 11:44 am

Xaiveir wrote:The glass is half full!


I don't remember where I heard it, but being an optimist doesn't always mean the glass is half full. What if the glass is half full of something like piss? Wouldn't that make you a pessimist?
Agrajag
NT Veteran
NT Veteran
 
Posts: 1461
Joined: Thu Apr 01, 2004 2:46 pm
Location: Albuquerque, NM

Postby kinghooter00 » Fri May 25, 2007 11:49 am

I didn't realize me asking advice was moronic.... thanks though.
And i have a job Tacks, thanks. Anyways, thanks for the advice guys.
I was just starting this because i knew it would start a conversation and also having credit issues...it sucks...
User avatar
kinghooter00
Captain Google
Captain Google
 
Posts: 1316
Joined: Sun Nov 12, 2006 4:02 pm
Location: Venice, Florida

Postby Tacks » Fri May 25, 2007 11:53 am

kinghooter00 wrote:I didn't realize me asking advice was moronic.... thanks though.
And i have a job Tacks, thanks. Anyways, thanks for the advice guys.
I was just starting this because i knew it would start a conversation and also having credit issues...it sucks...



Thanks for proving my point. Notice I fucking quoted Harrison therefore meaning I was replying to HIM and not to YOU? Jesus christ dude what is your malfunction?
Tacks
NT Legend
NT Legend
 
Posts: 16393
Joined: Mon Mar 08, 2004 1:18 pm
Location: PA

Postby kinghooter00 » Fri May 25, 2007 11:56 am

oh, its my self concious getting to me again.
User avatar
kinghooter00
Captain Google
Captain Google
 
Posts: 1316
Joined: Sun Nov 12, 2006 4:02 pm
Location: Venice, Florida

Postby kaharthemad » Fri May 25, 2007 12:15 pm

Tacks is suffering cause his pussy well dried up again. He has gone back to whacking off to Partridge Family reruns.
Image
User avatar
kaharthemad
NT Traveller
NT Traveller
 
Posts: 3768
Joined: Sat Mar 27, 2004 8:47 am
Location: Somewhere South of Disorder

Postby ClakarEQ » Fri May 25, 2007 2:11 pm

Xaiveir wrote:Thats actually an amazing idea Arlos lol.

Repairing your credit (if you are serious about it) requires will power. Honestly, one of the best things to do to repair credit cards is to go purchase a pair of sunglasses or, a shirt, something every month. Carry a very LOW balance and make payments. That will actually jump your score up as well. It is establishing payment history. As long as you pay for what you bought on a month to month basis, you are helping your score. Make sure to keep your balance on each card LOW.

Its the idiots that pay their cards down, and then charge $5k right back on it that this wont work for. If you are that type of person, use the freezer idea.

Are you suggesting that if you don't carry a balance you can't earn credit? I do not believe that to be true. I next to never carry a balance, never pay interest (rotate my card every 2-6 months) and my credit is outstanding.
ClakarEQ
NT Traveller
NT Traveller
 
Posts: 2080
Joined: Wed Mar 10, 2004 3:46 pm

Postby Xaiveir » Fri May 25, 2007 3:12 pm

Not at all Clak. What im saying is when trying to repair your credit you need to establish a good payment history. So you charge something then pay it off. If KH got a card and had no balance on it, then there is no payment history. Therefore not helping his shitty credit get better.

If you already have good credit, yeah you do not need to carry a balance. Your credit is already good.
Last edited by Xaiveir on Fri May 25, 2007 3:28 pm, edited 1 time in total.
Why fight it, i am a Man Whore!
User avatar
Xaiveir
NT Deity
NT Deity
 
Posts: 4380
Joined: Mon May 24, 2004 12:12 am
Location: Olympia, WA

Postby Harrison » Fri May 25, 2007 3:16 pm

kaharthemad wrote:Tacks is suffering cause his pussy well dried up again. He has gone back to whacking off to Partridge Family reruns.


I believe taxx is now shooting for men...
How do you like this spoiler, motherfucker? -Lyion
User avatar
Harrison
NT Legend
NT Legend
 
Posts: 20323
Joined: Thu Mar 11, 2004 12:13 am
Location: New Bedford, MA

Previous

Return to Cap's Alehouse

Who is online

Users browsing this forum: No registered users and 43 guests