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Scruples

Posted: Mon Dec 12, 2005 1:36 pm
by The Kizzy
So, I keep sinking money into my neon. I am getting tired of it. I have been shoppping for a new(er) car. I have found someone who will work with my credit situation and still give me a decent rate on a 2003. Problem is, they want something in writing from Ford that states that an account that my ex husband included in his bankruptcy has been closed. I called Ford, and it hasn't, there is still a balance of $9,894.70 on it. She refused to send me any kind of letter, but wanted my updated address so they can start collecting the money from me.

I need this letter to get this car, and get out of the money pit I am in. I also got apporved at a Buy HEre Pay Here place, but they want $4,000 for a 93 Sunfire. I'd rather go with Mitsubishi.

Do those bank underwriters call those places to verify? Should I forge a letter from Ford?

Re: Scruples

Posted: Mon Dec 12, 2005 1:39 pm
by Phlegm
The Kizzy wrote:Do those bank underwriters call those places to verify? Should I forge a letter from Ford?


I dont know if they verify, but if you forged the letter and get caught it will be serious jail time.

Posted: Mon Dec 12, 2005 1:49 pm
by The Kizzy
Damn it, I didnt consider that

Posted: Mon Dec 12, 2005 4:11 pm
by Goose_Man
Fraud is a big no no

Posted: Mon Dec 12, 2005 4:49 pm
by The Kizzy
Well, we got around it. They wouldn't type me a letter stating the account was closed. Technically it is though, but they did give me the account number, and when you call the bank's automated system and put the account number in, it says teh account is closed.

Posted: Tue Dec 13, 2005 2:17 pm
by Tuggan
buy a kia :)

Posted: Tue Dec 13, 2005 2:27 pm
by The Kizzy
I'm buying a car from the Kia dealership :)