Mobile homes lol

10sun · Post by **10sun** » Sun Sep 24, 2006 7:50 pm

Manufactured Home = steel undercarriage.
Modular = center wall throughout home for most models.

Manufactured homes are a bitch to finance. Thats probably the largest difference. I saw all sorts of setups, but it boils down to subprime or FHA for a manufactured.

KILL · Post by **KILL** » Sun Sep 24, 2006 7:58 pm

Narrock wrote:
They don't depreciate in California. I've been looking at these for 2 years now. They go up in value just like any other piece of real estate.

might want to check again. real estate is depreciating in ca.

Jazendar · Post by **Jazendar** » Sun Sep 24, 2006 8:02 pm

For like the last 6 months....It just got done hitting it's peak. You can't buy a piece of fucking land for less than 170 thousand, little 2 bedroom 1 bath's go for 300+.

Narrock · Post by **Narrock** » Sun Sep 24, 2006 8:03 pm

KILL wrote:
Narrock wrote:
They don't depreciate in California. I've been looking at these for 2 years now. They go up in value just like any other piece of real estate.

might want to check again. real estate is depreciating in ca.

I know. What I plainly meant was that they appreciate/depriciate in value the same as site-built homes.

Narrock · Post by **Narrock** » Sun Sep 24, 2006 8:04 pm

Jazendar wrote:For like the last 6 months....It just got done hitting it's peak. You can't buy a piece of fucking land for less than 170 thousand, little 2 bedroom 1 bath's go for 300+.

That's the problem. Trying to find an affordable, buildable lot in California is very difficult.

Narrock · Post by **Narrock** » Sun Sep 24, 2006 8:06 pm

Jazendar wrote:Out by the highschool/college?

I'm not sure... I'm not from that area. I was on my way to Redding last year, and stopped in Saturday morning to take the tour.

Jazendar · Post by **Jazendar** » Sun Sep 24, 2006 8:09 pm

Especially with all of the recent technology being put into these new houses they're building, completely lazy-friendly useless shit, taking house prices to double their need.

I forget the name, but have you guys seen the 20/20 on the new types of houses being built, they're like 1/2 the size of a normal house, but everything is strategically placed / built into the walls and such, uniquely formatted so that things may be taken out if needed, put back in when not, and depreciating the value of the house down to an affordable 150 thousand dollars? They looked really amazing on t.v. and the payments are far less than normal ones. Ofcourse, yo udo have to deal with smaller hallways, etc, but it is very doable the way they present it, with everything placed a certain way.

Narrock · Post by **Narrock** » Sun Sep 24, 2006 8:14 pm

Anybody who buys a regular stick-built house now is a fool. Prices are going to drop 20% over the next year.

10sun · Post by **10sun** » Sun Sep 24, 2006 8:19 pm

Jazendar wrote:Especially with all of the recent technology being put into these new houses they're building, completely lazy-friendly useless shit, taking house prices to double their need.

I forget the name, but have you guys seen the 20/20 on the new types of houses being built, they're like 1/2 the size of a normal house, but everything is strategically placed / built into the walls and such, uniquely formatted so that things may be taken out if needed, put back in when not, and depreciating the value of the house down to an affordable 150 thousand dollars? They looked really amazing on t.v. and the payments are far less than normal ones. Ofcourse, yo udo have to deal with smaller hallways, etc, but it is very doable the way they present it, with everything placed a certain way.

Fire Code is a problem with homes where hallways/doorways are reduced.

Jazendar · Post by **Jazendar** » Sun Sep 24, 2006 8:20 pm

I know i'm just giving an example of what might be reduced. The houses are within all regulation, i'll look for an example of one of the houses.

Minrott · Post by **Minrott** » Sun Sep 24, 2006 9:32 pm

You can't buy a piece of fucking land for less than 170 thousand, little 2 bedroom 1 bath's go for 300+.

I can't understand for the life of me why people even bother to live in locations like that. Because it's sunny? For $300,000k here will get you a 4bed/2bath/3car on 40 acres of nice woods.

Post by **Arlos** » Sun Sep 24, 2006 10:41 pm

Because this is where the high tech jobs are, and even with telecommuting it's not always possible to work in silicon valley and live in the sticks.

Because the climate in CA is incredibly nice: at least up here we never get below 40 in winter, and if we get above 90 in summer it's because it's a hot-as-hell heat wave. In the summer our humidity hovers around 40% as well, so we never ever experience 90 degrees with 90% humidity. The other thing about CA is there's literally any type of terrain within 3 hours: mountains, desert, ocean beach, rivers, virgin forest in someplace like Shasta or Yosemite, etc. etc. etc. That's actually why Hollywood is where it is, because they could set movies in just about any kind of climate/terrain and not have to travel more then 3 hours to find it.

Because a house on 40 acres is going to be in the middle of nowhere, and I like having the option of multiple ethnic restaurants in easy access. Within 10 minutes I can go to chinese, vietnamese, korean, japanese, etheopian, hawaiian, mexican, cuban, peruvian, german, french, italian or multiple types of "american". Because here in the major urban areas we get actual bands coming through on concert tours, so we get to see good live music.

Because you don't get grocery stores like Trader Joes or Whole Foods or Draegers in BFE.

All that said, I can definitely see the appeal for having a place in the middle of nowhere. It's just ideally for me such a place would be a vacation/weekend cabin or something, not where I lived every day.

-Arlos

Narrock · Post by **Narrock** » Mon Sep 25, 2006 12:35 am

Minrott wrote:
You can't buy a piece of fucking land for less than 170 thousand, little 2 bedroom 1 bath's go for 300+.

I can't understand for the life of me why people even bother to live in locations like that. Because it's sunny? For $300,000k here will get you a 4bed/2bath/3car on 40 acres of nice woods.

That's a good deal. $60k down, 30-year term, 6.5% interest = about $1500/mo. Not bad at all for that kind of acreage.