Credit Fix Up

Harrison · Post by **Harrison** » Fri May 25, 2007 11:24 am

Tacks wrote:And KH keeps reinforcing his sheer stupidity with every thread.

I sense some common ground here.

kinghooter00 · Post by **kinghooter00** » Fri May 25, 2007 11:29 am

i knew i couldnt go a whole thread without some bullshit.

Tacks · Post by **Tacks** » Fri May 25, 2007 11:32 am

Harrison wrote:
Tacks wrote:And KH keeps reinforcing his sheer stupidity with every thread.

I sense some common ground here.

Problem is that it comes naturally for him and you. Get a job, pillowpants.

I have to TRY to be as moronic as you.

Xaiveir · Post by **Xaiveir** » Fri May 25, 2007 11:37 am

kinghooter00 wrote:i knew i couldnt go a whole thread without some bullshit.

Hey man, what did you expect after making so many moronic posts when you started. :google:

ring a bell? :rofl:

At least you got some tips to dig yourself out of debt! The glass is half full!

kaharthemad · Post by **kaharthemad** » Fri May 25, 2007 11:42 am

Evermore wrote:
or he'll get charged with kiting and go to the can. either way..

Fuck man the druids in EQ never got charged with it. He should be fine

Maeya · Post by **Maeya** » Fri May 25, 2007 11:43 am

I like the dollar bill idea. I usually don't carry cash either except for the occasional ones to leave as tips for meals (at buffet type places, for the bus boys). I use my check card almost exclusively, except groceries, gas, and the occasional travel expenses which go on the AMEX to earn points.

Except recently a bunch of wedding expenses had to go on my credit card (like my dress

).

Agrajag · Post by **Agrajag** » Fri May 25, 2007 11:44 am

Xaiveir wrote:The glass is half full!

I don't remember where I heard it, but being an optimist doesn't always mean the glass is half full. What if the glass is half full of something like piss? Wouldn't that make you a pessimist?

kinghooter00 · Post by **kinghooter00** » Fri May 25, 2007 11:49 am

I didn't realize me asking advice was moronic.... thanks though.
And i have a job Tacks, thanks. Anyways, thanks for the advice guys.
I was just starting this because i knew it would start a conversation and also having credit issues...it sucks...

Tacks · Post by **Tacks** » Fri May 25, 2007 11:53 am

kinghooter00 wrote:I didn't realize me asking advice was moronic.... thanks though.
And i have a job Tacks, thanks. Anyways, thanks for the advice guys.
I was just starting this because i knew it would start a conversation and also having credit issues...it sucks...

Thanks for proving my point. Notice I fucking quoted Harrison therefore meaning I was replying to HIM and not to YOU? Jesus christ dude what is your malfunction?

kinghooter00 · Post by **kinghooter00** » Fri May 25, 2007 11:56 am

oh, its my self concious getting to me again.

kaharthemad · Post by **kaharthemad** » Fri May 25, 2007 12:15 pm

Tacks is suffering cause his pussy well dried up again. He has gone back to whacking off to Partridge Family reruns.

ClakarEQ · Post by **ClakarEQ** » Fri May 25, 2007 2:11 pm

Xaiveir wrote:Thats actually an amazing idea Arlos lol.

Repairing your credit (if you are serious about it) requires will power. Honestly, one of the best things to do to repair credit cards is to go purchase a pair of sunglasses or, a shirt, something every month. Carry a very LOW balance and make payments. That will actually jump your score up as well. It is establishing payment history. As long as you pay for what you bought on a month to month basis, you are helping your score. Make sure to keep your balance on each card LOW.

Its the idiots that pay their cards down, and then charge $5k right back on it that this wont work for. If you are that type of person, use the freezer idea.

Are you suggesting that if you don't carry a balance you can't earn credit? I do not believe that to be true. I next to never carry a balance, never pay interest (rotate my card every 2-6 months) and my credit is outstanding.

Xaiveir · Post by **Xaiveir** » Fri May 25, 2007 3:12 pm

Not at all Clak. What im saying is when trying to repair your credit you need to establish a good payment history. So you charge something then pay it off. If KH got a card and had no balance on it, then there is no payment history. Therefore not helping his shitty credit get better.

If you already have good credit, yeah you do not need to carry a balance. Your credit is already good.

Harrison · Post by **Harrison** » Fri May 25, 2007 3:16 pm

kaharthemad wrote:Tacks is suffering cause his pussy well dried up again. He has gone back to whacking off to Partridge Family reruns.

I believe taxx is now shooting for men...